You finally did it! You’re a college graduate! After four grueling years of hard work, you are finished! You walked across that stage, head held high, while your friends and family beamed with pride. Today is the first day of the rest of your life. Now what? Well, first, it’s time to move out of your tiny dorm and into a place of your own. Or maybe you are leaving your parent’s house, like a fledgling baby bird, to embark on this new journey into adulthood. You pack your few belongings into boxes and slowly realize that you don’t have nearly enough things to fill your new home. What will you sit on in the living room? Where will you eat meals? Is there enough storage space for your clothes? The cabinets in the kitchen are bare. Oh, and that wall over there? It looks awfully empty. You will inevitably need to make a few purchases. Let us see about Explore Your Purchasing Power With Wayfair Payment Options
Have no fear; Wayfair is here. Wayfair is a great place to find everything you need to make your new place feel like a home. This site has everything from appliances to decor to large pieces of furniture. You need it. They have it. What’s that, you say? Too expensive? You can’t afford to pay for that new dining room table and comfortable sofa all upfront? Makes sense. You just graduated! Your job doesn’t start until next week, and student loans are expensive! You’re doomed. Just kidding. You’re not. Take a deep breath, relax, and get ready to shop. There is a bright and shiny silver lining on the horizon. Wayfair has several payment options to help you make your purchasing dreams come true. Continue reading about Explore Your Purchasing Power With Wayfair Payment Options
Traditional Options
Of course, Wayfair takes all major credit and debit cards if you have the money in your account or the available credit to pay for everything all at once. This is great for people who have the extra income or money in savings to meet their purchasing needs.
Buy Now, Pay Later with Wayfair
If using an existing debit or credit card isn’t in the cards for you, they also have their own Wayfair Credit Card. If you have good credit, this is an excellent option for you. The application process is easy, AND you receive 5% back in rewards when you use your Wayfair Credit Card. Easy and rewarding? Sounds perfect! If a credit card isn’t the route you would like to take, Wayfair also has a financing option that allows you to make monthly payments for a specified number of months at varying interest rates. Wayfair uses third-party companies such as Affirm, Citizens Pay, Progressive Leasing, Fortiva, and more to offer their customers as many financing and lease-to-own options as possible.
If you choose this option, it is based on credit, so there may be a down payment required, and the interest rates can vary. Some of these purchases can be interest-free. Some can be low interest, and others can be high interest. Some start low, but the interest rates get higher if you don’t pay them off by a certain time. Be sure to check the fine print so you know the exact terms of your agreement! These agreements are very straightforward and provide options for people of all financial situations, but you need to make sure that you know what you’re getting into as far as interest rates and fees are concerned.
Buy Now, Pay Later with a Third Party
If these options don’t sound good to you, that’s okay because, as they say in the game show business, “But wait, there’s more!” Wayfair also utilizes sites such as Afterpay and Klarna to provide easy and affordable payment options to their customers. These sites allow you to split your payment into four interest-free payments. Those payments come out of your account automatically every two weeks. Set it and forget it! Your purchase dreams will have come true in just a few short weeks. You’ll be cuddled on your new couch under a soft and silky blanket binging Netflix shows when an alert will flash on your phone that your final payment has gone through. The items are yours! Now, what else should you buy? Afterpay and Klarna are excellent options for those with minimal credit or for those who don’t want to worry about interest accruing on their purchases. You pay what the items cost and move on with your life.
Paypal to the Rescue
If none of these easy and amazing options appeal to you, you can also connect your Paypal account at the Wayfair checkout, which opens up an entirely new world of possibilities. With Paypal, you can use your own bank account, credit, and debit cards that are connected to your Paypal account to cover your purchase on the Wayfair site. If you have the money to do this, great! If not, there are more options to alleviate the stress on your wallet. Paypal has its own financing options such as Paypal Pay in 4 and Paypal credit that you can utilize once you connect your Paypal account at the Wayfair checkout page. Paypal’s Pay in 4 is similar to Klarna and Afterpay.
You can make your purchase now and then pay for the purchase with four interest-free payments that will be processed every two weeks. Paypal credit is another option that allows you to buy now and pay later. If approved, Paypal credit offers interest-free financing for six months on purchases over $99. This option is, of course, dependent on credit score and not for everyone. Not everyone has great credit, and that’s okay! Luckily for you, there are still options.
There’s Something for Everyone
Whether you have good credit, bad credit, or somewhere in between, Wayfair has a payment option for you to make your purchase dreams come true. So, look around your new space and imagine all of the possibilities. Buy that new couch. Decorate that accent wall. How about a new rug to tie the room together? Need a new set of dishes? Wayfair has you covered. Need new, fluffy towels? Wayfair has that too. Wayfair has everything you need to transition into the world of adulting, and with their various payment options, you don’t have to break your bank. Head over to Wayfair.com today to check out what works best for you!
